Creator Agreement

Last Revised on September 5, 2026

This Creator Agreement (this "Agreement") governs your participation in PopJoy's creator monetization and revenue-sharing programs (collectively, the "Creator Programs") offered through the Services operated by PopJoy, Inc. ("Company," "we," or "us"). This Agreement supplements, and is incorporated by reference into, the PopJoy Terms of Service (the "Terms"). Capitalized terms used but not defined in this Agreement have the meanings given to them in the Terms. By enrolling in any Creator Program, you agree to this Agreement in addition to the Terms. In the event of a direct conflict between this Agreement and the Terms, this Agreement controls solely with respect to your participation in the Creator Programs; the Terms control in all other respects.

1. Eligibility and Enrollment

1.1 Who May Enroll

To enroll in a Creator Program, you must (a) have an active Account in good standing, (b) meet the Minimum Age and be permitted to use the Services as set forth in Section 2 of the Terms, and (c) complete any enrollment steps we require, which may include accepting this Agreement, completing Stripe Connect (or other payment-processor) onboarding, selecting a supported payout country, and providing identity or tax information as described in Section 5. Enrollment in a Creator Program does not guarantee your ability to receive payouts, which is separately subject to payment processor availability and the requirements in Section 4.1.

1.2 Program Eligibility

Eligibility requirements vary by Creator Program. As of the date of this Agreement, engagement-based revenue share tied to Star Awards has no minimum audience threshold. Other Creator Programs, including advertising revenue share (which may be offered in the future), may have eligibility requirements (such as minimum subscriber counts, view counts, or content volume) as published on the Services or in materials made available to creators. We reserve the right to introduce, modify, or remove eligibility requirements for any Creator Program at any time, effective upon notice to affected creators as described in Section 10.

1.3 Enrollment Is Not Guaranteed

Enrollment in a Creator Program is subject to our review and approval and may be declined, delayed, or revoked at our discretion, including where we have concerns about fraud, content quality, or compliance with these terms or applicable law.

2. Relationship to the Terms

This Agreement does not replace or limit the Terms. Your use of the Services generally — including content ownership (Section 7 of the Terms), content moderation (Section 7.6), and account termination (Section 12.4) — continues to be governed by the Terms. This Agreement addresses matters specific to your participation in Creator Programs: monetization mechanics, payment, and program-specific obligations.

3. Monetization Mechanics

3.1 Overview

Creator Programs currently allow you to earn a share of platform revenue derived from reader engagement with Your Content, including engagement associated with Star Awards (also referred to as Stars), and may in the future include advertising revenue share and other monetization mechanisms we introduce. As described in Section 4.2 of the Terms, readers may purchase and award Stars to recognize and support your work. Star Awards are processed by PopJoy through third-party payment processors. Awarding Stars may also unlock recognition features on the Services (such as PopStar status). Your earnings under a Creator Program are a share of Company revenue associated with those programs, calculated using the methodology described in Section 3.2, and may be credited to a PopJoy earnings balance for withdrawal as described in Section 4.

3.2 Revenue Share Calculation

Your revenue share is calculated based on engagement with Your Content on the Services, using metrics and a methodology that we determine and may update from time to time (for example, Star Awards received, views, reading time, or comparable engagement signals, weighted according to a formula we publish or make available to enrolled creators). We will make reasonable efforts to notify enrolled creators in advance of material changes to this methodology in accordance with Section 10. We do not guarantee any minimum level of earnings, and your earnings may vary based on factors outside our or your control, including reader behavior, platform traffic, and content performance.

3.3 Program Availability

We may add, modify, or discontinue any Creator Program, monetization mechanism, or revenue-sharing structure at any time. We may also pause, limit, or disable monetization for particular Accounts or series (including where PopJoy has turned off earning on a series), separately from terminating your Account. If we discontinue a Creator Program in which you are enrolled, we will make reasonable efforts to provide notice and will pay out earned and unpaid amounts owed to you as of the discontinuation date, subject to Section 4.

4. Payment Terms

4.1 Payout Schedule and Method

Amounts you earn under a Creator Program may be credited to a PopJoy earnings balance displayed on the Services. We will pay amounts available for withdrawal on the schedule and through the payment method(s) we make available, as described on the Services or in materials provided to enrolled creators. Current payout methods may include withdrawal to a linked Stripe Connect account (or another third-party processor we designate). Before you can withdraw, you may be required to complete Stripe Connect (or other processor) onboarding, including providing a supported payout country and any identity or tax information we or the processor require.

Earnings may be subject to a hold period before they become available to withdraw, and we may set a minimum withdrawal threshold below which amounts will remain in your balance rather than being disbursed. Hold periods, minimum thresholds, and related details are shown on the Services (for example, in Earnings & Payouts) and may change from time to time. Payout methods are subject to the availability of our third-party payment processors in your country or region of residence. If we are unable to offer a supported payout method in your country or region, you may be temporarily ineligible to receive payouts until a supported method becomes available, notwithstanding your eligibility to use the Services or participate in a Creator Program. We may add, remove, or change supported payment processors or payout methods at any time, including to expand payout availability to additional countries or regions.

4.2 Accuracy of Payment Information

You are responsible for providing accurate and current payment and tax information. We are not responsible for payments delayed, misdirected, or forfeited due to inaccurate or outdated information you provide.

4.3 Adjustments

We may withhold, adjust, or reverse payments or earnings credits to correct calculation errors, address fraud or suspected fraud (including artificially inflated engagement), or comply with chargebacks, refunds, disputes, or legal requirements. We will make reasonable efforts to notify you if we withhold or reverse a payment for these reasons. This includes reversing or adjusting your revenue share where a reader's underlying Star Award purchase is refunded or charged back, including under the withdrawal right described in Section 4.7 of the Terms.

4.4 Currency and Fees

Amounts paid to you reflect your revenue share as calculated under Section 3.2, less applicable payment processing fees and any other fees disclosed on the Services, which we deduct before disbursing your payout. Payouts are made in U.S. Dollars (USD) unless otherwise specified. You are separately responsible for any additional fees charged by your own bank or financial institution in connection with receiving or holding funds, as well as any currency conversion costs imposed once funds are received.

5. Taxes

You are solely responsible for determining and satisfying any tax obligations arising from amounts earned through a Creator Program, including income tax, self-employment tax, and any applicable sales, use, or value-added tax. Where required by applicable law, we may collect tax information from you (such as a completed Form W-9 or W-8, as applicable) and may issue tax reporting forms (such as Form 1099) reflecting amounts paid to you. We may withhold payouts until required tax information is provided and may withhold amounts from payouts as required by applicable law. We do not provide tax advice. You are solely responsible for consulting a qualified tax professional regarding your obligations, including in your jurisdiction of residence. You should report your earnings to the applicable tax authorities regardless of whether you receive a tax reporting form from us.

6. Your Content and Intellectual Property

Nothing in this Agreement affects your ownership of Your Content as set forth in Section 7.4 of the Terms. Enrollment in a Creator Program does not grant the Company any additional license in Your Content beyond the license already granted under Section 7.4 of the Terms, except that you acknowledge the Company may use metrics, aggregated data, and non-identifying performance information derived from engagement with Your Content to operate, evaluate, and improve the Creator Programs. You acknowledge that the content protections described in Section 6.3 of the Terms (including restrictions on extraction, scraping, unauthorized AI/ML training use, and circumvention of access controls) are of particular importance to the integrity of the Creator Programs, and that violations of Section 6.3 involving Your Content may form the basis of a claim by you in addition to any action the Company may independently take.

7. Branded Content and Political Content

Your participation in a Creator Program does not modify your obligations under Section 7.7 (Branded Content) or Section 7.8 (Political Content) of the Terms. For clarity, Creator Program earnings, Star Award revenue share, and any other monetization tool made available under this Agreement may not be used for the purpose of making, delivering, or receiving a political contribution or influencing an election, and candidates for political office remain ineligible for Creator Programs, consistent with Section 7.8 of the Terms.

8. Compliance and Conduct

In addition to your obligations under the Terms, while enrolled in a Creator Program you agree that you will not:

Artificially inflate engagement, views, Star Awards, or other metrics used to calculate revenue share, including through the use of bots, automation, incentivized or fraudulent engagement, or coordinated inauthentic activity.
Enroll multiple accounts, or induce others to enroll accounts, for the purpose of circumventing payout thresholds, eligibility requirements, or program limits.
Misrepresent your identity, tax status, or eligibility in connection with enrollment or payment.
Use a Creator Program in a manner that violates applicable law, including securities, gambling, or money-transmission laws.

A violation of this Section 8 may result in withholding or forfeiture of unpaid earnings, suspension or termination of your Creator Program enrollment, and/or suspension or termination of your Account under Section 12.4 of the Terms.

9. Suspension and Termination of Creator Status

9.1 Independent of Account Status

Your enrollment in a Creator Program is separate from your Account. We may suspend or terminate your participation in a Creator Program — including your ability to earn or receive further revenue share — without suspending or terminating your Account, and vice versa, at our discretion.

9.2 Effect of Termination

If your Creator Program enrollment is terminated, we will pay out amounts you are owed as of the termination date that are not subject to withholding under Section 4.3 or forfeiture under Section 8, using the payout schedule and minimum threshold described in Section 4.1. If your Account is terminated for breach of the Terms or this Agreement, we may withhold or forfeit unpaid amounts to the extent permitted by applicable law.

9.3 Survival

Sections 4 (Payment Terms), 5 (Taxes), 6 (Your Content and Intellectual Property), and 11 (Miscellaneous) survive termination of your Creator Program enrollment or this Agreement.

10. Changes to This Agreement and the Creator Programs

We may modify this Agreement, the Creator Programs, or the revenue share methodology described in Section 3.2 from time to time. We will use reasonable efforts to notify enrolled creators of material changes, such as by email or in-product notice, before the change takes effect. Your continued participation in a Creator Program after a change becomes effective constitutes your acceptance of the change. If you do not agree to a material change, your sole remedy is to discontinue your participation in the affected Creator Program. We may also, in the future, introduce additional creator monetization structures — including direct creator-set subscriptions or other creator-to-fan payment arrangements — beyond what is described in this Agreement. Any such new program will be governed by additional or amended terms disclosed at the time it becomes available, which will supplement this Agreement, consistent with Section 3.2 of the Terms.

11. Miscellaneous

This Agreement, together with the Terms, constitutes the entire agreement between you and the Company with respect to your participation in the Creator Programs. Except as expressly modified by this Agreement, all other provisions of the Terms — including Section 10 (Disclaimers, Limitations of Liability, and Indemnification), Section 11 (Arbitration and Class Action Waiver), and Section 13 (Miscellaneous) — apply to this Agreement as though fully set forth herein. If any provision of this Agreement is found unenforceable, that provision will be severed and the remainder of the Agreement will remain in full force and effect.

12. Contact

Questions about the Creator Programs or this Agreement may be directed to our support page or by emailing support@popjoy.app.

PopJoy, Inc.
649 Central Avenue, San Francisco, CA 94117
Email: support@popjoy.app
Website: popjoy.app